Whatever your aims, good financial planning based on sound impartial advice is the key to success. Regardless of your circumstances, there is a product or combination of products that will suit your needs.

Of course, we cannot hope to plan for every eventuality in life. However, common sense tells us that there are certain things for which we really ought to make provision.

The following are just a few examples of the services we provide that can assist you in planning for your future, and that of your dependants:

Pension & Retirement Planning - We can provide expert impartial retirement advice to those funding for the future - as well as those who have already reached retirement age. This includes Tax-free Cash and Flexible Access Drawdown planning.

Investment Management Service - We can advise you on new investments, and on existing investments that could be doing better.

Company Pensions - These include Directors Pensions and Group Schemes for employees. We have considerable expertise in this important area.

Annuities - When you wish to arrange an annuity, let us shop around for a better annuity rate for you. In most cases, we can use the Open Market Option to find you a better monthly pension than the figure offered by your current pension company. You may also qualify for an "Enhanced Annuity".